TechFinance Ventures offers a different approach to lending for early-stage companies. Through our sister company, TechFinanceCFO, we have a long history of working with early-stage companies and understanding their financial needs. This has enabled us to develop a unique approach we use to measure and evaluate effectively the credit risk of any company.
We do not require long operating histories, positive cash flow, credit checks, personal guarantees nor financial covenants. Instead, we consider the management team’s execution skills, sales velocity and cash flow trends to understand the company’s funding requirements and capacity for repayment.